Inside the head of most people living in capitalism you will find bourgeois ideology, ideology of ruling class. Yes, even in the heads of opposite class members. And native parts of this ideology are idealism and individualism.

Things looking bad? Well, need to work more, find extra job.

Shit really appears to happen? Build individual bunker or shelter and get ton of weapons.

Want to save hard earned cash or even grow them? Well, need to find proper individual investment strategy.

Real estate market lately used to rip people for their own money is not so good now, especially in China and Japan, reached limits. Stocks casino seems to be so heavy manipulated and steady that it is also not good option. And this fancy new "digital currency" things seems to be the proper thing. Just need to jump early, as soon as you hear on TV how good it raised.
Of course, most people are manipulated again, will be ripped of their cash and left with usual - "we told you so".
It is that happens if you do not understand your core economic interests and use ideology of enemies.