• For PayPal digital payments with its PayPal Checkout, Pay with Venmo, PayPal Credit, Pay in 4, PayPal Pay with Rewards, and Checkout with crypto, the new rate for online transactions will be 3.49 percent plus $0.491 per transaction.
• For in person payments with PayPal and Venmo QR code transactions over $10, the rate will be 1.90 percent plus 10 cents, and for transactions $10 and less, the rate will be 2.40 percent plus 5 cents. For certain in-person debit and credit transactions the rate will be 2.29 percent plus 9 cents.
• The rate for online credit and debit card transactions will be 2.59 percent plus $0.491 per transaction without its chargeback protection, and with chargeback protection the rate will be 2.99 percent plus 49 cents.
• The fee for charity transactions will be 1.99 percent plus 49 cents.
• For US merchants who have custom, non-standard pricing, rates will remain unchanged

Rumors are that in 2022 we can see 5% .