A little less than a third (30 percent) of borrowers in Russia have practically lost their chances to get a loan from banks due to a low personal credit rating, Izvestia writes.
They account for 8.1 percent of the approvals of applications for consumer loans. Also less than the average value (24.8 percent) is the probability of applicants with an average rating (they are also almost 30 percent).
Only rich and well-paid Russians, who took out just one or a few loans and repaid them without delay, retained their high ratings.
It is very dangerous for present scheme. Where bottom 50% pay around 50% of their expenses from new credits.
Scientists working with the University of Oxford have just discovered a new highly infectious and much more dangerous strain of HIV in the Netherlands.
Their study revealed significant genome differences between the VB strain and other HIV variants. One was a much higher viral load, which meant the virus would be both more virulent and more infectious.
According to the study, the rate of decline in CD4 counts, a sign of immune system damage from HIV, was twice as fast in people with the VB variant, significantly increasing the risk of developing AIDS. Patients infected with the VB strain have also shown an increased risk of transmitting the virus to others.
"Encouragingly, once treated, people with the VB variant had the same immune system recovery and survival as people with other HIV variants," the study says.
Ford Motor (F.N) plans to suspend or cut production at eight of its factories in the United States, Mexico and Canada throughout next week because of chip supply constraints, a spokeswoman told Reuters on Friday.
The changes come a day after the Detroit automaker warned a chip shortage would lead to a decline to vehicle volume in the current quarter.
It is certainly not some random chip shortage, it is more like attempt to quickly reduce car production and hike prices.
In South Korea, a database of specialists from the most valuable industries for the state will be created in order to prevent Chinese companies from poaching personnel and preventing technology from leaking abroad. This measure will be implemented as part of a five-year plan to strengthen the protection of intellectual property. The plan was developed by several government agencies in the country, including the ministries of industry and justice, the Office of Intellectual Property, and the National Intelligence Agency.
Suddenly free market is not a good thing anymore if you are weak in competition.
2024 version, designed by best specialists will look like one below?
Developer Michael Niehaus found that removing two shortcuts from the Windows 11 taskbar can free up several hundred megabytes of RAM and reduce overall system load. It turns out that the widget bar and chat powered by Microsoft Teams run WebView2 rendering processes in the background to display web content in applications. Moreover, if the widget panel does this only after the first call to it, then the chat creates background processes even if it has not been started. The most interesting thing is that this can be avoided very simply by removing the widget bar and chat icons from the taskbar.
https://oofhours.com/2022/01/30/the-overhead-of-widgets-and-teams-in-windows-11/
MS is totally rotten corporation that just waste people resources and clients money.
I just recently posted about fully opposite case - http://www.personal-view.com/talks/discussion/26672/good-design-tiny-soundop-sound-editor-like-a-breath-of-fresh-air#Item_1
In 2021, 887 superyachts were sold, up 77% from a year earlier and more than double that of 2019, according to a report from marine data specialist VesselsValue. Demand has increased thanks to the growth of capital and the desire of wealthy people to retire during the pandemic. Sales of large yachts last year were a record for the entire time of observation! By the way, the total capital of 2660 billionaires in the Forbes list from January to early December last year increased by $1.6 trillion.
Chart from specs from RGB leds.
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